1st Quarter of Policy Year

• Initial Open Claims Spreadsheet
• Prepare client for Audit
• Review renewal for errors
• Compare Final Audit to Audit Packet
• Establish Work Comp goals for the year
• Begin reducing reserves and closing claims
• Development of Return to Work/Light Duty Program

2nd Quarter of Policy Year

• Open Claims Spreadsheet
• “Complete State of the Union”
• Continue to reduce reserves and close claims
• Monitor new claims that occurred since renewal

• Open Claims Spreadsheet
• Order Loss Runs
• Work Comp Loss Summary Sheet
• Project next year’s Experience Modification
• Close or reduce all possible claims; inform state to lower Experience Modification

3rd Quarter of Policy Year

• Review Safety Program/Training Program
• Carefully monitor open claims

• Open Claims Spreadsheet
• Review and edit Certificate/Additional Insured List
• Verify Experience Modification

4th Quarter of Policy Year

• Prepare and deliver renewal package
• Year end review
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